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The Math

Commission breakdowns, cost comparisons, and the real math of home buying.

AllState Guides (4)First-Time Buyers (4)The Math (3)The Process (3)Comparisons (1)NAR Settlement (1)
The MathFebruary 17, 202610 min read

5 Things You're Paying Your Buyer's Agent $12,000 to Do

Break down the five core tasks a buyer's agent performs — finding homes, running comps, writing offers, negotiating, and coordinating — and what it takes to handle each one yourself.

buyer agent taskswhat agents doself-represented buyerDIY home buying
The MathFebruary 15, 20268 min read

The True Cost of a Buyer's Agent on a 30-Year Mortgage

A 2.5% commission sounds small — until you finance it for 30 years. Here's the real math on what your buyer's agent costs over the life of your loan.

buyer agent commissioncommission mathmortgage costs30-year mortgage
The MathFebruary 13, 20269 min read

Your Buyer's Agent Isn't Free — Here's Who's Actually Paying

The 'seller pays' myth has cost home buyers billions. Here's how buyer agent commissions really work — and who's actually footing the bill.

buyer agent commissioncommission mythNAR settlementhome buying costs

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